Terms and conditions

In force since 06.09.2026

§1. General provisions

These Terms set out the rules for selling courses and granting access to analytical indicators through the website at https://mrmprotrading.pl.

The Seller and operator of the website is:

Contact with the Seller is primarily by e-mail at the address above. The Seller replies on business days.

§2. Definitions

1. Seller — the entity identified in §1.
2. Customer — a natural person, legal person or organisational unit entering into a contract with the Seller.
3. Consumer — a Customer who is a natural person entering into a contract not directly connected with their business or professional activity.
4. Course — educational material in the form of video recordings, downloadable materials and live sessions.
5. Indicator — a computer program designed to run in MetaTrader 4 or MetaTrader 5, authored by the Seller.
6. Subscription — paid, renewable access to the Indicators and to the private Customer group.
7. Account — the Customer's individual panel on the website, available after registration.
8. Digital content — data produced and supplied in digital form.

§3. Technical requirements

To use the website you need a device with internet access, an up-to-date browser with JavaScript enabled, and an active e-mail address.

To use the Indicators you additionally need:

1. MetaTrader 4 or MetaTrader 5 installed,
2. an account with a broker supporting the chosen platform,
3. for Indicators using real volume — active access to the ClusterDelta service, obtained by the Customer separately and not included in the Subscription price.

§4. Conclusion of the contract and payment

1. Information about Courses and the Subscription published on the website is an invitation to enter into a contract, not an offer.
2. Currency. The contractual price is set in Polish zloty (PLN). The Course price is 3 500 zł and the Subscription price is 299 zł per one-month billing period. Amounts shown elsewhere on the site in US dollars (currently $999 and $89) are an indicative conversion for information only.
3. Payment is made by bank transfer to the Seller's account. The account is held in PLN, so if you send funds in another currency your bank converts the amount at its own rate; any bank charges are borne by the sender.
4. The Customer enters their e-mail address as the payment reference. Without it the Seller may be unable to match the payment, which will delay the order.
5. The contract is concluded when the payment is credited to the Seller's account.
6. The Seller confirms the contract by e-mail sent to the address given in the payment reference or linked to the Account.
7. At the Customer's request the Seller issues an invoice. Requests go to the e-mail address in §1.
8. Taxes. Prices include Polish VAT where it applies. Where the Customer resides outside Poland, the Seller settles any turnover tax due on the sale in accordance with the applicable rules; the Customer is not charged anything beyond the price stated. Any taxes arising on the Customer's own side as a result of the purchase are the Customer's responsibility.

§5. Order fulfilment

1. Access to a Course or the Subscription is activated promptly after payment is credited, no later than within 2 business days.
2. Access to the Indicators is provided through the Customer's Account and through a licence key assigned to the trading account number the Customer gives the Seller.
3. Course enrolment is continuous, with no seat limit. A place is reserved once payment is credited.
4. The Subscription does not renew automatically. It is extended by a further payment from the Customer. Without payment, access expires at the end of the paid period.

§6. Licence to the Indicators

1. Under the Subscription the Seller grants the Customer a non-exclusive, non-transferable licence limited to the paid Subscription period.
2. The licence permits use of the Indicators solely for the Customer's own purposes, on the trading accounts reported to the Seller.
3. The Customer may not: share the Indicators with third parties, resell or rent them, publish the files, decompile, disassemble or otherwise attempt to reconstruct the source code, or remove or circumvent the licensing safeguards.
4. The Indicators contain a licence verification mechanism that connects to the Seller's server at start-up and periodically while running. The scope of data processed is described in the Privacy policy.
5. Breach of this paragraph entitles the Seller to block access without refunding the fee for the current billing period.
6. Economic copyright in the Indicators and course materials remains with the Seller.

§7. Customer Account

1. Registering an Account is voluntary and free of charge, but necessary to use the Subscription.
2. The Customer undertakes to provide accurate data and to protect their password from third parties.
3. The Customer may request deletion of the Account at any time by e-mail. Deleting the Account does not affect obligations under contracts already concluded or the Seller's tax obligations.
4. The Customer must not supply unlawful content.

§8. Right of withdrawal

A Consumer may withdraw from a distance contract within 14 days of its conclusion, without giving a reason. It is enough to send a statement to the Seller's e-mail address before the deadline. The Seller grants this right to all Consumers, including those resident outside the European Union, even where local law does not require it.

1. When placing an order, the Customer is asked to consent to immediate delivery of the digital content and to confirm that they acknowledge the loss of the right of withdrawal.
2. If the Customer does not give that consent, access is activated after 14 days from conclusion of the contract.
3. On effective withdrawal the Seller refunds the payment within 14 days, by the same means it was received, unless the Customer indicates another account. Where the payment was converted by a bank, the refund is made in PLN in the amount received.
4. On withdrawal the Customer loses access to the materials and undertakes to delete any downloaded Indicator files.

§9. Complaints

1. The Seller is liable for the conformity of the services and digital content with the contract.
2. Complaints go to mrmprotrading@gmail.com, stating the Customer's details, a description of the problem and the remedy sought.
3. The Seller examines a complaint within 14 days of receipt and informs the Customer of the outcome by e-mail.
4. Complaints do not extend to the financial results achieved by the Customer. The Indicators and Courses are tools and educational materials, not a capital management service — see §10.

§10. Nature of the services and exclusion of liability

1. The Courses and Indicators are educational and informational only.
2. The Seller does not provide investment advice and does not issue investment recommendations. The materials are not a recommendation to buy or sell any financial instrument.
3. The Indicators do not place orders and do not manage the Customer's account. All investment decisions are made by the Customer independently and at their own risk.
4. Trading financial instruments, including CFDs and leveraged instruments, carries the risk of losing part or all of the capital invested.
5. Past results do not guarantee future results. The Seller does not guarantee any financial outcome.
6. The Seller is not liable for losses arising from decisions taken on the basis of the materials or Indicator readings, nor for interruptions caused by failures on the side of the broker, the data provider or the MetaTrader platform.
7. These limitations of liability do not exclude any Consumer rights arising from mandatory provisions of law.

§11. Copyright

1. All materials provided under the Courses and the Subscription — recordings, studies, Indicator files, graphics and texts — are protected by copyright.
2. Copying, distributing, public performance and sharing the materials with third parties without the Seller's written consent is prohibited.
3. Recording and distributing live sessions requires the Seller's prior consent.

§12. Personal data

The rules for processing personal data — purposes, legal bases, retention periods and the Customer's rights — are set out in the Privacy policy, which forms an integral part of these Terms.

§13. Out-of-court dispute resolution

1. A Consumer resident in Poland may use out-of-court complaint and redress procedures, in particular the assistance of the district or municipal consumer ombudsman, consumer organisations, and mediation at the provincial inspectorates of the Trade Inspection.
2. A Consumer resident in another country may use the consumer dispute resolution bodies available in their own country.
3. Use of these procedures is voluntary and requires the agreement of both parties.

§14. Final provisions

1. Governing law. Matters not covered by these Terms are governed by Polish law. This choice of law does not deprive a Consumer of the protection afforded to them by mandatory provisions of the law of their country of habitual residence.
2. Jurisdiction. Disputes with a Customer who is not a Consumer are subject to the courts having jurisdiction over the Seller's registered address. A Consumer may bring proceedings before the courts of their country of residence, in accordance with the applicable rules.
3. The Seller reserves the right to amend these Terms for valid reasons, in particular changes in law or in the scope of the services provided. Customers holding an Account are notified by e-mail at least 14 days in advance.
4. Contracts concluded before the amendments take effect remain governed by the previous version of the Terms.
5. If any provision of these Terms proves invalid, the remaining provisions stay in force.
6. These Terms are in force from 06.09.2026.